We have a variety of short term finance packages that provide the cash needed to meet the immediate business opportunities, deadlines or temporary / seasonal cash flow constraints.
Sale and Lease (or H.P.) Back
APT can pay you the market value of any equipment, vehicles, plant, etc. that you own outright, and you lease / buy it back over any period between six months and three years.
Key Debtor Finance
If you have just one or two large customers whose invoices represent a significant part of your total sales, we can invoice factor just these "key debtors". You don't have to commit your whole sales ledger and you can start or stop whenever you want. We pay you up to 100% of invoice value.
Buying expensive (50K to £500K) products from overseas suppliers if often difficult when they want between 25% and 100% of the cash price in their bank before they will ship the goods.
Providing you have a lease or HP agreement in place which will pay for the equipment when it is delivered to you, we will buy the goods on your behalf from the supplier, pay the UK VAT bringing it into the country, and collect payment from the lessor after installation at your site.
Financing Large Orders
Many companies are limited in the size and number of contracts for which they can bid because their cash flow, or the credit limits approved by their suppliers, will not allow them to buy all of the goods needed to fulfil a large contract. But, providing you have a firm contract with a customer, we can purchase the required equipment from your suppliers and collect the purchase price when your customer pays you.
Demo Stock Finance
Many suppliers have to commit to installing expensive demonstration equipment in order to secure dealership with a manufacturer. We can provide a six month lease or HP finance to fund the purchase, an arrangement that obviously preserves your credit limit with that manufacturer.
We have a variety of finance packages that enable resellers and retailers to increase their stock levels without tying up their cash or exceeding credit limits.
For further information,
contact us or use the
+44 (0)1491 642077
+44 (0)1491 642078